EMPLOYEE BENEFITS
Partnering with you in Wellness!
Families First Coronavirus Response Act (FFCRA) Notice
ANNUAL HEALTHCARE NOTICES
*NOTE: Hard copies of notices are available in the Treasurer’s Office located in the Board of Education Building.
Medical Mutual Health Plan Summary of Benefits & Coverage 2018
FMLA Employee Rights & Responsibilities Notice
Medicare D-Notice of Creditable Coverage
PPACA Notice of Coverage Options 2018
WOMEN’S HEALTH CARE NOTICE 2018
Section 125 Plan Summary Description 2018 – For Pre-taxed Health Deductions, Flexible Spending (FSA), & Dependent Care
WHAT’S NEW? The Cardinal Board of Education agreed to join the Stark County Insurance Consortium (Stark COG) effective July 1, 2017. Joining an insurance consortium is a cost containment measure that allows the District to provide quality employee insurance plans with more consistent premium rates.
ALL District insurance plans transitioned to Stark COG plans effective January 1, 2018.
MEDICAL MUTUAL OF OHIO
Medical, Dental, & Vision Carrier
Effective January 1, 2018, Medical Mutual of Ohio became the District’s provider for the medical, dental, and vision benefit programs. Visit member.medmutual.com to set up your account on My Health Plan.
MMO Medical Insurance Schedule of Benefits
Stark COG General ENROLLMENT FORM
Adult Dependent Child Certification Form
Dental Insurance Summary of Benefits
CAREMARK/CVS
Prescription Provider
Effective January 1, 2018, Caremark/CVS became the District’s provider for the prescription benefit program. Please call 1 (888) 202-1654 or visit www.caremark.com to create your user account.
PLEASE NOTE: Mail order is mandatory for maintenance drugs. Have your doctor write 2 prescriptions; (1) a 34 day supply to be filled immediately at a Caremark participating retail pharmacy and (2) a 90 day supply to be sent to Caremark Mail Service Program.
TASC
Flexible Spending Account (FSA)/Dependent Care Carrier
Effective January 1, 2018, TASC became the District’s provider for the 125 Cafeteria -FSA & Dependent Care plans. These plans allow employees to make tax-deferred contributions to FSAs to help offset health care costs and/or Dependent Care accounts to offset daycare costs. The contribution limits for the plans are $2,600 for FSAs and $5,000 for dependent care.
The 2018 plan year is January 1-December 31, 2018.
If you would like more information regarding these plans, please contact the Treasurer’s Department.
TASC Flexible Spending-Dependent Care Enrollment Form
Flexible Spending Account (FSA) Plan Details
Dependent Care FSA Qualifications
Dependent Care FSA vs. Tax Credit
CONSUMER’S LIFE/MEDICAL MUTUAL
Life Insurance Carrier
Effective January 1, 2018, Consumer’s Life Insurance-MMO became the life insurance provider for the District. All full-time employees are given the benefit of a $40,000 term life insurance policy in which the Board pays the monthly premiums.
Additional or supplemental life insurance coverage can be purchased by the employee for themselves at their expense through payroll deduction.. The maximum coverage amount is $60,000. If you are interested in adding coverage, please contact Rebecca P. Fisher, Benefits Coordinator, at 632-0261 ext 1003.